Terms and Conditions

You agree to provide current, complete, and accurate purchase and account information for all purchases made through the Services. You also agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. Sales tax will be added to the cost of purchases where we believe it is required. We may change prices at any time. All payments must be made in US dollars.

You agree to pay all charges at the prices then in effect for your purchases and any applicable shipping fees, and you authorise us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors in pricing, even if we have already requested or received payment.

We accept the following forms of payment:

• Visa
• Mastercard
• Telegram Stars

Billing and Subscription Renewal

Your subscription will be automatically renewed and billed unless canceled. You consent to recurring billing from your payment method without prior consent for each subsequent payment until you cancel the relevant order. Your billing cycle duration is one month.

Free Trial

We offer a 7-day free trial for new users who sign up for the Services. Your account will not be charged, and the subscription will be paused until upgrading to the paid version after the free trial ends.

Price Changes

We may change subscription prices from time to time and will notify you of any price changes in accordance with applicable law.

You may cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. If you have any questions or are dissatisfied with our Services, please contact us at support@predictstock.io.

PredictStock offers a 30-day money-back guarantee on annual subscriptions, renewals, and upgrades purchased through our website. Note that refunds are not available for monthly subscriptions.

The Services are provided on an "as is" and "as available" basis. By using our Services, you agree that you do so at your own risk. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and non-infringement.

We do not warrant the accuracy or completeness of the content in our Services or any linked sites and applications. We shall not be liable for any (1) errors or omissions in content, (2) damages of any kind resulting from the use of or access to our Services, (3) unauthorized access or use of our servers or any stored information, (4) interruption of data transmission through our Services, (5) viruses, trojans, or other harmful code transmitted through our Services by any third party, and (6) errors or omissions in any content or materials, as well as any losses or damages incurred from the use of content published through our Services.

We do not guarantee, endorse, or assume responsibility for any products or services advertised by third parties through our Services, linked websites, or any advertisements. We do not participate in or assume responsibility for monitoring any transactions between you and third-party service providers. When interacting with any third-party service providers, you should exercise common sense and caution.

You understand that content published on our website is not a recommendation regarding the suitability of any specific security or transaction for you. None of our employees, bloggers, information providers, or their affiliated entities provide personalized advice regarding the nature, potential, value, or suitability of any securities, portfolios, transactions, or investment strategies. Any investment advice or recommendations on our website are general and do not consider your individual investment needs.

You understand that investments in securities always involve risks, and discussions of securities on our website do not encompass a full description of potential risks. Some stocks mentioned on the site may have low market capitalization and/or insufficient public float, making them more volatile and less liquid compared to stocks of larger companies.

Opinions on securities on the site may vary depending on the location of posting or the tool used. Information on the site may reference past articles that may be selective and not current. Markets are constantly changing, and previously published information may become outdated.

All content on the site is accurate at the time of publication and may be updated or changed due to subsequent market events. Users are responsible for updating their browser cache to obtain the most current information.

The content presented on our website is intended solely for informational purposes. We do not provide tax, legal, insurance, or investment advice. Nothing on the site should be construed as an offer or recommendation to buy or sell any securities by our company or third parties. You are solely responsible for evaluating whether any investments, strategies, or services are suitable for you, considering your investment goals and financial situation. Before making any decisions based on information from our site, please consult with a lawyer or tax specialist regarding your specific situation.

Past results are not a guarantee of future performance. Future investment results or strategies may not match past performance and may result in losses. We do not provide recommendations on whether any investments are suitable for a specific investor. Do not assume that investments in any mentioned securities, companies, sectors, or markets were or will be profitable.

Our website and the services provided through it do not create fiduciary obligations on our part. We are not a licensed securities dealer, broker, investment advisor, or investment bank.

Under no circumstances shall we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, incidental, special, or punitive damages, including lost profits, lost revenue, data loss, or other damages arising from your use of the Services, even if we have been advised of the possibility of such damages. Despite any provisions to the contrary contained in this document, our liability to you for any reason and regardless of the form of action will always be limited to the amount paid by you to us, if any. Some states in the United States and international laws do not allow limitations of implied warranties or the exclusion or limitation of certain damages. If these laws apply to you, some or all of the above disclaimers or limitations may not apply to you, and you may have additional rights.

You agree to defend, indemnify, and hold harmless us, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from any losses, damages, liabilities, claims, or demands, including reasonable attorney's fees and expenses, brought by any third party arising out of or resulting from: (1) your use of the Services; (2) your breach of these Legal Terms; (3) any breach of your representations and warranties as set forth in these Legal Terms; (4) your violation of third-party rights, including but not limited to intellectual property rights.

Notwithstanding the foregoing, we reserve the right to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defence of these claims at your expense. We will make reasonable efforts to notify you of any such claims, actions, or proceedings that fall under this agreement as soon as we become aware of them.

The Services do not invite users to submit or post content. You agree that we may access, store, process, and use any information and personal data you provide, including your preferences (including settings).

By submitting suggestions or other feedback regarding the Services, you agree that we may use and distribute such feedback for any purpose without any compensation to you.

The Services may contain (or you may be sent through the Site) links to other websites ("Third-Party Websites") as well as articles, photos, text, graphics, artwork, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties ("Third-Party Content"). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Websites accessed through the Services or for any Third-Party Content posted on, available through, or installed from the Services, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of Third-Party Websites or Third-Party Content or contained therein. Inclusion of any Third-Party Websites or any Third-Party Content, links to which or permission to use which or install which is not an endorsement by us. If you decide to leave the Services and access Third-Party Websites or use or install any Third-Party Content, you do so at your own risk, and you should be aware that these Legal Terms no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices, of any website you navigate to from the Services or relating to any applications you use or install from the Services. Any purchases you make through Third-Party Websites will be through other websites and from other companies, and we are not responsible for such purchases made exclusively between you and the relevant third party. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Websites, and you agree not to hold us liable for any harm resulting from your purchase of such products or services. Additionally, you agree not to hold us liable for any losses incurred or damage caused to you related to any Third-Party Content or any contacts with Third-Party Websites.

We reserve the right, but not the obligation, to:

1. Monitor the Services for violations of these Legal Terms;
2. Take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms, including, without limitation, reporting such user to law enforcement authorities;
3. At our sole discretion and without any limitations, deny, restrict access, limit availability, or disable (to the extent technologically feasible) any of your materials or any part thereof;
4. At our sole discretion and without any obligations, notices, or liability, remove from the Services or otherwise disable all files and content that are excessive in size or in any way burdensome to our systems; and
5. Otherwise manage the Services in a manner to protect our rights and property and to facilitate the proper functioning of the Services.

We care about data privacy and security. By using the Services, you agree to abide by our Privacy Policy posted on the Services, which is incorporated into these Legal Terms. Please be aware that the Services are hosted in Bulgaria. If you access the Services from any other region of the world where laws or other requirements governing the collection, use, or disclosure of personal data differ from applicable laws in Bulgaria, then by continuing to use the Services, you consent to the transfer of your data to Bulgaria and the processing there. Additionally, we do not knowingly accept, request, or solicit information from children, and we do not knowingly market to children. Therefore, in accordance with the U.S. Children's Online Privacy Protection Act, if we receive actual knowledge that anyone under the age of 18 has provided us with personal information without the necessary and verifiable consent of parents, we will delete that information from the Services as soon as reasonably practicable.

These Legal Terms remain in full force and effect for as long as you use the Services. WITHOUT LIMITING ANY OTHER PROVISIONS OF THESE LEGAL TERMS, WE RESERVE THE RIGHT, AT OUR SOLE DISCRETION AND WITHOUT PRIOR NOTICE OR LIABILITY, TO DENY ACCESS TO THE SERVICES AND THEIR USE (INCLUDING BLOCKING CERTAIN IP ADDRESSES) TO ANY INDIVIDUAL FOR ANY REASON OR NO REASON, INCLUDING, WITHOUT LIMITATION, FOR VIOLATION OF ANY REPRESENTATION, WARRANTY, OR OBLIGATION CONTAINED IN THESE LEGAL TERMS OR ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE YOUR ACCOUNT AND ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we close or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of a third party. In addition to closing or suspending your account, we reserve the right to take appropriate legal action, including, but not limited to, civil, criminal, and injunctive redress.

We reserve the right to change, modify, or remove the contents of the Services at any time and for any reason at our sole discretion without prior notice. However, we are not obligated to update any information on our Services. We also reserve the right to modify or discontinue all or part of the Services without prior notice at any time. We shall not be liable to you or any third party for any modifications, price changes, suspension, or discontinuance of the Services.

We cannot guarantee that the Services will be available at all times. We may experience hardware, software, or other problems or need to perform technical maintenance related to the Services, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, terminate operation, or otherwise modify the Services at any time and for any reason without prior notice to you. You agree that we shall not be liable for any losses, damages, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms shall be construed to obligate us to maintain the Services or provide any corrections, updates, or releases in connection therewith.

These Legal Terms are governed by and construed in accordance with the laws of Bulgaria, and the use of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded. If your habitual residence is in the EU and you are a consumer, you also benefit from the mandatory provisions of the law of your country of residence. Predict Stock and you agree to submit to the non-exclusive jurisdiction of the federal and local courts of Bulgaria, meaning you may bring a claim to enforce your consumer protection rights in relation to these Legal Terms in Bulgaria or in the EU country in which you reside.

The European Commission provides an online platform for dispute resolution that you can access. If you want to bring this matter to our attention, please contact us.

Information about the Services may contain typographical errors, inaccuracies, or omissions, including descriptions, prices, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information about the Services at any time without prior notice.

We will store certain data that you transmit to the Services for managing the operation of the Services, as well as data related to your use of the Services. While we regularly perform data backups, you are solely responsible for all data you transmit or that relates to any activity you conduct using the Services. You agree that we are not liable to you for any loss or distortion of such data, and you hereby waive any right to bring claims against us arising from any loss or distortion of such data.

Visiting the Services, sending us emails, and filling out online forms constitute electronic communications. You consent to receive electronic communications and agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and through the Services, satisfy any legal requirement that such communications be in writing. BY AGREEING TO THESE TERMS, YOU CONSENT TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AS WELL AS ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR THROUGH THE SERVICES. You hereby waive any rights or requirements under any laws, regulations, rules, ordinances, or other statutes in any jurisdiction which require an original signature, delivery, or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

If any complaint with us is not satisfactorily resolved, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 North Market Blvd, Suite N 112, Sacramento, California, 95834, or by telephone at (800) 952-5210 or (916) 445-1254.

These Legal Terms and any policies or operational rules posted by us on the Services or regarding the Services constitute the entire agreement and understanding between you and us. Our failure to exercise any right or provision of these Legal Terms shall not constitute a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible for any loss, damage, delay, or failure caused by any cause beyond our reasonable control. If any provision or part of a provision of these Legal Terms is found to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Legal Terms and does not affect the validity and enforceability of any remaining provisions. The application of these Legal Terms or the use of the Services between you and us does not create joint ventures, partnership, employment, or agency relationships between agencies.

You agree that these Legal Terms will not be construed against us because they were drafted. You hereby waive any objections that may arise based upon the electronic form of these Legal Terms and the lack of signature by the parties to execute these Legal Terms.

To address a complaint regarding the Services or to obtain further information about using the Services, please contact us at support@predictstock.io.